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Guest Post: Keep Your Holidays in the Green

By Patsy Watkins MPS, CFCS
Family & Consumer Sciences Agent, UT/TSU Extension, Williamson County

Keep you Holidays green by saving money. Follow these tips:

budget

  • Make a holiday budget for all holiday spending and Stick To It!
  • Pay cash for all purchases
  • Just say NO – you don’t have to do everything
  • Avoid the store card discount traps- do NOT sign up for a new credit card in exchange for 10%-20% off your purchase
  • Make a holiday shopping list and include the maximum amount to be spent for each item
  • Start early – so you don’t panic
  • Remember money does not equal love or affection

Avoid these Holiday Spending Mistakespost

  • Going overboard with gift wrap. Recycle- Reuse is totally acceptable.
  • Overuse of credit cards. Set a spending limit and stick to it!
  • Guilty Spending. Don’t shop with negative emotions. Don’t shop in a rush or when you are tired.
  • Not trimming your gift list. You don’t have to buy everyone a gift. Send a card or note.
  • Confusing buying with celebrating. Remember the real reason for the season.
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